Senior Product Manager · Oxfordshire, UK

Product manager for payments, platforms and regulated fintech.

Senior product leader and former CTO/CCO with 10+ years building regulated fintech products. I work close to engineering, compliance and commercial teams to turn complex onboarding, payments and platform problems into shipped product outcomes.

Currently

Open to Senior PM, Technical PM, Platform PM and Product Lead roles

Focus

PaymentsKYC / onboardingMulti-market licensingB2B SaaS
Alexander Sommer
Available

Alexander Sommer

Senior Product Leader · ex-CTO & CCO · UK

Equally at home in

ProductEngineeringCommercial

Track record

Built, shipped and improved regulated products in production.

A decade of owning products in regulated markets, building and scaling the whole stack, plus the 75+ enterprise builds that came before:

10+

yrs building & scaling

75+

projects shipped

CTO→CCO

both seats, one product

Global

multi-market, regulated

Not just strategy decks or adjacent ownership: I've built, shipped and improved live products used by real customers across several markets.

Who I am

Technical depth, product judgement, commercial awareness.

I'm Alexander, a product manager who came up through engineering and later operated as CTO and CCO in regulated fintech. I've worked across platform architecture, onboarding, KYC, payments, pricing, growth and the roadmap behind it.

My strength is the overlap: technical fluency, regulated-market judgement and hands-on product delivery. I can work with engineers, compliance, operations and commercial teams to turn messy problems into shipped improvements.

At a glance

Open to roles
  • Senior / Technical Product Manager

    ex-CTO & CCO of a regulated fintech

  • 10+ years building & scaling

    Platforms, payments, decisioning, multi-market

  • AI-assisted delivery

    Claude Code, Codex & Cursor daily for real automation and data

  • Hands-on product delivery

    From platform architecture to shipped product

  • Multi-market & regulated

    KYC, payments and licensing across several countries

  • UK-based, available worldwide

    Remote, hybrid or on-site

Selected experience

A decade of building, shipping and improving regulated products.

Product, platform and commercial ownership

Regulated fintech

Built regulated fintech products, then helped scale the outcomes.

As CTO and later CCO, I worked across architecture, onboarding, payments, growth, pricing and the P&L. I led multi-market licensing expansion across several countries, brought multiple payments, banking and KYC partners online, and ran an AI-assisted onboarding redesign to cut friction.

Founder

Independent product & digital studio

Digital products and platforms, end to end.

Led discovery, delivery and stakeholder management on 75+ enterprise platform and integration projects across fintech, logistics and the public sector, introducing Agile delivery and documentation standards that lifted release quality and cross-team alignment.

IT & infrastructure delivery

Earlier

Where the hands-on engineering started.

End-to-end delivery of networks, servers and client systems, with full ownership of delivery and client management, the foundation the rest was built on.

Career highlights

10+

years building

75+

projects

Several

markets

  • 01

    Built a regulated payments platform, end to end

    iOS, Android, web and the admin behind them: KYC, payments, FX and security, all owned as CTO

  • 02

    Scaled the commercial outcomes

    Worked across growth, pricing, retention and unit economics after launch

  • 03

    Wired up the payments and KYC stack

    Negotiated, integrated and onboarded multiple acquiring, banking and verification partners across multiple markets

  • 04

    Shipped 75+ enterprise projects

    Founder-side delivery across fintech, logistics and the public sector, from discovery to launch

  • 05

    Data workflows and dashboards, in code

    AI-assisted pipelines, automations and live dashboards the commercial teams run on daily

Shipped across multiple international markets

Regulated payments platform · full stack

Live

Platforms

iOS appAndroid appWeb appAdmin portal

Markets

Multi-marketSeveral countriesCross-border

Licensed across multiple international markets.

Layers, all owned

  • 01Onboarding & KYC
  • 02Decisioning & risk
  • 03Payments & FX
  • 04Payments & settlement network

Mobile + web

apps shipped

Multi-market

regulated

End to end

owned as CTO

Flagship build

From requirements to production systems.

This was not a product I was handed. As CTO, I led the build from early architecture through to production: onboarding, KYC, payments, FX, admin tooling and the AWS infrastructure behind it.

I then worked across the commercial side as CCO, using that product knowledge to improve growth, pricing, retention and unit economics after launch.

Same product, two perspectives: technical delivery and commercial outcomes.

Where I'm strongest

The areas I add the most edge.

01

Product strategy & roadmap

Discovery-led, multi-market prioritisation and clear bets, translating customer and regulatory insight into a focused roadmap.

02

API platforms & architecture

Platform thinking, third-party integrations and reusability, scalable capabilities across diverse markets.

03

Data, decisioning & pricing

Funnels, risk, pricing and the logic behind every decision, turning data into product outcomes.

04

Multi-market regulated delivery

Shipping across jurisdictions without breaking compliance, balancing local needs against global capacity.

AI-assisted workflow

AI-assisted product delivery.

I use Claude Code, Codex and Cursor to prototype internal tools, analyse product data, draft requirements, build automations and reduce repetitive operational work. The value is not the tools themselves, it's getting from unclear problem to usable product faster.

01

Research synthesis

Turn calls, notes and support themes into sharper opportunity areas.

02

Data investigation

Use exports, SQL and dashboards to find friction before writing tickets.

03

Prototype first

Test flows, automations and admin tools before asking engineers to commit.

04

Clearer specs

Move from fuzzy problems to requirements, acceptance criteria and trade-offs.

What I'm looking for

The next product role.

Hands-on product work where technical fluency, delivery discipline and regulated-market judgement matter. I am deepest in payments, onboarding, APIs, internal tools and platform workflows.

Open to

Senior Product ManagerTechnical Product ManagerPlatform PMPayments PMProduct Lead
Open to roles

Let's talk about what's next.

Email or LinkedIn is fastest. Happy to share a CV, references or a deeper walkthrough of any of the above.